Insurance companies in general have done good job in automation; getting involved in systems that have business rules and red flags and even advanced analytics, such as predictive modeling, link analysis and all of that. We recently did a study on the industries’ state of the technology, and about 75% of the P&C industry is fully automated at this point. However, not all of their systems are working great. They still need some time to develop them. But we also need to get the 25% that have not discovered the benefit of automation to get in there and use some of these systems.